Call us today at 508-238-1000 For more information about our deposit products Click Here *Annual Percentage Yield (APY) of .40%. CD & IRA Rates; Account Type Minimum Initial Deposit Interest Rate APY* Compounding. At Winchester Savings Bank, we are dedicated to providing our customers with savings and investment products that offer real value, along with the courteous one-on-one service you can only find at a true community bank. The Savings Bank provides personal banking and business banking services at our branch locations in Wakefield, Lynnfield, North Reading, Andover and Methuen, and through online and mobile banking. $7. An early withdrawal penalty may be imposed. Minimum Daily Balance to Earn APY. Individuals interested in earning tiered interest rates while maintaining check-writing access: Minimum opening deposit: $10,000 in money not previously on deposit with Eastern Bank: $0. Offer available only for new money to Bank of Easton. Minimum balance to waive fee: N/A: N/A. Neighborly banking since 1889. 0.30%. When it comes to CDs and Savings Accounts, this investment takes the form of above average interest rates, flexible terms, and fully insured deposits. Copyright 2018 East Cambridge Savings Bank. But these excellent offers are mixed with others that are extremely low. 0.30%. Rates effective December 17, 2020. Fixed rates are locked for 60 days and Portfolio Adjustable Rate Mortgages are locked for 90 days. View our latest deposit rates. Member DIF. The site you requested may or may not be as secure as the East Cambridge Savings Bank website. 0.25%. Beat the high cost of health care by opening an HSA Checking Account, to help cover future medical expenses. Rates may vary based on other scenarios. $2,500. But these … $2,500. Unlike the bank’s regular IRA CDs, you can find Brookline Bank’s IRA CD Specials on the bank’s website. This includes a 60-month account that features the same 0.90% APY as their CD accounts. They've got free (for customers) ATMs. IRA’s are NOT available through online account opening. Deposit rates are effective as of March 9, 2021 and are subject to change. They've got really friendly customer service. Rates may vary based on other scenarios. Member FDIC. We’re so appreciative of those who choose to bank locally that we pay interest well above FDIC averages. Cambridge Trust removes the mystique by explaining what a private bank is and how it can help individuals and business owners simplify their financial lives. Whether you're just browsing or would like to open an account or loan today, be sure to call North Easton Savings Bank or stop by your nearest branch to learn more. Rates are subject to change without notice. Home. * Interest is compounded monthly. You are leaving the East Cambridge Savings Bank website. Minimum deposit for IRA CDs is also $1,000. Here's to you: The steady saver. Power Your Savings with CDs. Our Current Top Promotions : Chase Business Complete Banking SM $300 Bonus: Chase Total … Savings Accounts No monthly fees, easy to open and understand; at East Cambridge we enjoy providing opportunities to make saving money a simple to succeed at endeavor. Subject to credit approval. East Boston Savings Bank also offers several worthwhile IRA rates for Massachusetts residents to consider. Simply save money: Monthly variable interest rate With a minimum balance of only $10 required to earn monthly interest, this is the easy way to save. Hurry in and open an account with East Cambridge Savings Bank to receive … Routing number: 211370419. They've got free (for customers) ATMs. 1 The 26-month Certificate of Deposit is available as of May 1st 2019 and will renew as a 24-month Certificate of Deposit at the current APY. not just because of their friendly and helpful service but because of the great rates they had for first time buyers. East Cambridge Savings Bank's one-year CD has a rate of 0.40% and the five-year CD earns at a rate of 1.81%, while its highest-yielding money market account has an APY of 0.10%. IRA’s are NOT available through online account opening. Therefore, when you upgrade to East Cambridge, you can be confident that you're getting a great rate; for both deposits and loans. When you bank local, your deposits are invested locally; improving the quality of living, working, and raising a family in this community. Find out if it's worth opening up an account with this bank. Fees are subject to change. Offer available only if you live or work in New England. 3. Pay close attention when you sign up to make sure you don’t accidentally pick a lowball option. COMPARE. By clicking "Continue" below, you will enter a website created, operated and maintained by a private business or organization. Certificate of Deposit will be renewed automatically at maturity, unless the depositor instructs the bank otherwise. East Cambridge Savings Bank provides this link as a service to our website visitors. Interest paid: View rates. Monthly service charge: $0: $0. If your balance is between $10 - $9,999.99, the interest rate is 0.10% and the APY is 0.10%. Insured in full by the FDIC and DIF. Rates. You are leaving the East Cambridge Savings Bank website. The APR and Rate are calculated using a loan amount of $510,401 for a term of 30 years or 360 months and a down payment of 20%. IRA Certificates of Deposit are available in terms of 12 to 60 months only and offer the same rates as ESSA’s regular CDs but have a $250.00 minimum deposit. CDs from 6 months to 6 years are also available for Regular and IRA CDs, and earn the same annual percentage yield as corresponding CDs. Cambridge Savings Bank is an FDIC insured bank located in Cambridge and has 5194891 in assets. The application is powered by Andera, and it allows electronic funding from an existing checking or savings account. 5 reviews of Cambridge Savings Bank "They've got competeitive rates on Savings accounts and CD's. * Rates are subject to change without notice; fees and withdrawals could reduce earnings on accounts. All accounts subject to approval. IRA's will help you save for retirement years. Our highest money market rate available: View Rates. East Cambridge Savings Bank is an Equal Opportunity Employer 1.866.354.ECSB (3272) 1.866.354.ECSB (3272) IRA’s are NOT available for a term of less than 6 months. Get started today with terms from six months to 60 months and as little as $1,000 or $2,500 for a fixed rate CDs. Be sure to check more popular bank promotions include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more. As a mutual bank, we only answer to and serve the needs of our customers, neighbors, and local communities. No-risk investment that pays a higher interest rate. Ask about our CD Specials. RATES. We couldn't find the Swift Code for East Cambridge Savings Bank. A Monthly Maintenance Fee of $35 applies if the average daily balance falls below $40,000 for the statement cycle. CDs are one of the most effective, low-risk forms of investment. Jumbo CD’s: The minimum balance required to open and obtain the stated annual percentage yield (APY) is $100,000. How East Boston Savings Bank’s IRA CD rates compare. Please call us at 704 825-9861 to get the most current and competitive rates on: Savings Accounts; IRA Accounts; Money Market Deposit Accounts; Please call us at 704 825-9861 to get the most current and competitive rates on: Home Equity Rates; Mortgage Rates; CD Special; Current Rates. A North Easton Savings Bank Statement Savings Account is perfect for everyday savings and rainy day funds. It holds assets of 1.21 billion US dollars. If you want a CD for an individual retirement account (IRA), you only need a $500 minimum deposit. A CD from East West Bank is a term deposit account that offers a higher rate of interest than a regular savings account. We are not responsible for the content, views, or privacy policies of this site. Adjustable Rate Mortgage Rates are based on a 1 unit, primary residence, purchase or rate and term with a loan amount of $350,000 for Conforming or a loan amount of $548,251 for Jumbo, a loan to value of 75% or less and FICO Score 740 or greater for a 60 day rate lock period. Rates subject to change at any time. Health Savings … Offer available for personal Certificate of Deposit (CD) and Individual Retirement Accounts (IRA) only. Banking local means great deposit rates; quite often more than twice as high as FDIC national averages. IRA’s are NOT available for a term of less than 6 months. And they're part of the SUM network, which extends the free ATM's all over the Metro Boston area. We understand the complexities of saving for retirement and you can count on us to be there with you every step of the way. Your actual rate, payment, terms and costs could be different. Whether you're building up your savings or building a new life, Middlesex Savings Bank is right there with you to provide relevant banking products and services. 1 Annual Percentage Rate (“APR”) and Interest Rate (“Rate”) are effective December 4, 2020 and are subject to change without notice. While this is just below the national average, this bank does only require a … History, heritage and stability matter now more than ever. Contact Us Open an Account. Read More *The Annual Percentage Yield (APY) disclosed above is effective as of March 1, 2021 and will be paid through June 15, 2021 . Call Us: 617-876-5730 Toll Free: 1-888-275-6222 Fax: 617-661-6878 Routing Number: 211371670 NMLS Number: 410532 A CD from East West Bank is a term deposit account that offers a higher rate of interest than a regular savings account. Dime’s full line of Savings Products – statement savings, CDs, IRAs, and more – are part of the plan. East Cambridge Savings Bank provides this link as a service to our website visitors. Health Savings Accounts. Note: Hebron Savings Bank only accepts deposits from residents of Eastern Shore of Maryland, Delaware, and Virginia. Getting a loan is one of the biggest financial decisions one makes. It is possible that East Cambridge Savings Bank is not connected to SWIFT network. Our best tiered rates, which increase with your balance. Besides its no-penalty CD, Ally Bank also offers a checking account, a money market account, term CDs, and two terms of a Raise Your Rate CD. In addition, to receive the American Express (AMEX) $100 gift card, the account must be opened with a Business Debit Mastercard and Business Online Banking. To receive the American Express $100 gift card, enroll for a Debit MasterCard and Business Online Banking. All rates are subject to change and are stated as of the date listed above. 13 reviews of Cambridge Savings Bank "I have been going to Cambridge Saving Bank since I was in high school. Its 15-month IRA CD is one of the best in the country for this amount of time, and there are a few others that aren’t far behind. Customers can open an account at one of its 20 Branches. And at East Cambridge, every dollar on deposit is insured in full. Cambridge, MA 02141. All CD terms are available as part of an IRA. A penalty may be imposed for early withdrawal from a certificate of deposit (CD) account. One difference is that IRA CD accounts have an annual fee of $15. Rates subject to change at any time. You'll get a great return on your money and experience the real value of a member-owned. When i eventually made my first home purchase, I chose them. They have very friendly customer service. We have remained independent since we opened in 1869, serving our customers and not shareholders, and making decisions locally. Deposit Rates Deposit Rates. As of September 30, 2020, Cambridge Savings Bank had $23,626,000 in non-current loans and … Consult a bank representative regarding CDs and IRAs over $250,000. We take no responsibility for any products or services offered by this site, nor do we endorse or sponsor the information it contains. Payments are $4.15 per $1,000 borrowed. As a mutual bank, we only answer to and serve the needs of our customers, neighbors, and local communities. According to the offer's small print, \"You must live or work in Massachusetts to qualify for this promotion.\" There's a link to an online application at the bank's CD promo page. There is a minimum $10 deposit required to open the account. A minimum of $1,000 is required to open the account and obtain the APY. Cambridge Savings Bank 1374 Massachusetts Avenue Cambridge, MA 02138 888.418.5626 Rates are subject to change without notice. East Cambridge Savings Bank features a savings rate of 0.05%, which is fair in comparison to the average U.S. bank. All rates subject to change without notice. The rate is fixed for the term of the certificate. Personal Account CDs and IRAs 3 Rates updated as of: 3/6/2021. Any linked site may provide less security than the Bank's website. You can use your CD balances to offset PREMIERACCESS or ACCESSPLUS Checking monthly service charges. If the daily balance is $40,000 or more, the entire balance receives interest rate and APY of 0.50%. And they're part of the SUM network, which extends the free ATM's all over the Metro Boston area. Jumbo CD’s: The minimum balance required to open and obtain the stated annual percentage yield (APY) is $100,000. The closer the Texas Ratio is … A minimum of at least $10,000 not currently on deposit with CSB is required to open this special personal CD or IRA. Our HSA Checking Accounts have no monthly fees, and help individuals and families pay for out-of-pocket medical costs. *****13 Month CD will automatically roll into the then 12 Month CD … 1 The Annual Percentage Yield (APY) is effective as of March 8, 2021, and available for a limited time only. An early withdrawal penalty may be imposed. 3/6 - East Cambridge Savings Bank (MA) Has Added Kasasa Brand Products 2/26 - 50-Month CD IRA 2.75% APY - Massachusetts Residents Only 5/26 - Couple Special Blended Local CDs At East Cambridge Savings Bank Payment does not include taxes and insurance, your payment may be greater. Plus, you can combine your CDs on your Brookline Bank checking statement … You must have a Cambridge Savings Bank Performance or Performance Plus checking account. Certificates of Deposit are a safe, dependable savings vehicle which typically offer our highest deposit rates and are available in a variety of terms to fit your unique financial situation. As a mutually owned institution, our operations can be simplified down to this: We invest ourselves in the success of our neighbors and communities. Some CD rates are also available for Individual Retirement Account (IRA's) with a minimum balance of $1,000.00. Check Rates. All Rights Reserved. Our Certificate of Deposit options deliver competitive rates and terms to help meet your savings and retirement needs. hometown bank. You can easily withdraw your funds early but may be subject to early withdrawal fee 1. Learn how East Cambridge Savings Bank is rated and compare its account fees, customer reviews, and latest bank accounts interest rates. Take advantage of competitive rates to help you meet all of your financial goals. Monthly service charge: $0: $0. Rates and terms may change at any time and without prior notice. We are not responsible for the content, views, or privacy policies of this site. Set your terms and lock in your rate with a North Easton Savings Bank CD. Minimum initial deposit when opened online is: Statement Savings: $250 for existing Cambridge Trust Company clients Premium Plus Relationship: $500 Let’s partner together on your financing; we’ll be right there with you every step of the way. This is your account on your terms. Choose your account, deposit funds and start collecting interest today. $10. Its 15-month IRA CD is one of the best in the country for this amount of time, and there are a few others that aren’t far behind. Account Requirements. Available on owner occupied, 1-4 unit (condominiums must meet … For more information about opening a CD, call or stop in and see a Member Relations Representative, or use our convenient contact us page. Annual percentage yield (APY) assumes principal and interest remain on deposit for one year. By clicking "Continue" below, you will enter a website created, operated and maintained by a private business or organization. We take no responsibility for any products or services offered by this site, nor do we endorse or sponsor the information it contains. Competitive Rates to Help You Grow. $2,500. That includes special CDs. This is a variable rate tiered account and rates may change after account is opened. Minimum Balance to Open Account. Earns a fixed interest rate; compounded and credited monthly. East Cambridge Savings Bank is now offering residents of Massachusetts a chance to earn a $100 American Express Gift Card. Power Your Savings with CDs. The APR and Rate are calculated using a loan amount of $510,401 for a term of 30 years or 360 months and a down payment of 20%. An account with all the benefits and no frills. Savings Accounts* (available to both personal and business customers) Description. Product APY (%) Rate (%) Minimum Deposit Minimum to Obtain APY; 5 Year IRA Certificate of Deposit.65.65: $250: $250: 4 Year IRA Certificate of Deposit.60 Our highest money market rate available: View Rates Maturities are limited to 13 months, 18 months, and 24 months, although terms and rates are subject to change at any time. 60 Month Fixed. Get an official Loan Estimate before choosing a loan. Only available to customers with an Eastern Premier Checking account. A lower Texas ratio indicates better coverage of problem loans. $1,000. Complete application required, with approval subject to meeting underwriting qualifications. Earn CD rates a rate of 0.20%-3.00% APY by: Visit Winchester Savings Bank CD Account online and open a new CD Account. 2 Personal accounts only. This offer … They've got hours that work well with a 9 to 5 schedule. Annual Percentage Yield (APY*) Passbook Savings. Main Office 508-238-1000 | Hours and Locations ... 15 Month CD Special* $1,000: ... NOW Checking: $25: 0.05%: 0.05%: Statement Savings: $25: 0.10%: 0.10%: Minimum required to open account is $10. CDs are one of the most effective, low-risk forms of investment. East Cambridge Savings Bank is offering a $100 bonus if you open a new business checking account with them. Qualifying balances over $20k earn 0.25% APY, with non-qualify balances earning 0.03% APY. All Rights Reserved. They've got really friendly customer service. The Bank does not endorse or guarantee the products, information, or recommendations provided by linked sites and the Bank is not liable for any products or services advertised on these sites. $10. Rates updated as of: 3/10/2021 All accounts subject to approval. Ranging from 3 months to 5 years, they provide a safe, low cost vehicle to help your money grow. Please call for a Truth in Savings. East Cambridge Savings Bank (ECSB) is one of several banks that have added the Kasasa brand to its product line in the last few months. * Rates are subject to change without notice; fees and withdrawals could reduce earnings on accounts. No monthly fees, easy to open and understand; at East Cambridge we enjoy providing opportunities to make saving money a simple to succeed at endeavor. Set aside for future savings goals; Competitive, fixed rate for length of term; Greater earnings than standard savings; Receive higher rates by selecting a longer term; For more flexibility, open an Option CD: One-time rate change; One-time opportunity to add additional … The Kasasa Cash Checking currently earns 1.75% APY on qualifying balances up to $20k. When it comes to CDs and Savings Accounts, this investment takes the form of above average interest rates, flexible terms, and fully insured deposits. Rates are subject to change without notice. A penalty may be imposed for early withdrawal. Complete the form below and we will create customized quotes based on your loan details. Rates Effective March 8, 2021 The site you requested may or may not be as secure as the East Cambridge Savings Bank website. Interest paid: View rates. If you are looking for competitive Jumbo products select the 90 day lock period to view current rates up to $1M. East Cambridge Savings Bank was established April 1854. Fees are subject to change. Compare Cambridge Savings Bank rates for CDs and Savings with our best rates for Savings and CD accounts. Copyright 2018 East Cambridge Savings Bank. $2,500. Build a Wonderful Life with a CD from East Wisconsin Savings Bank. DEPOSITS INSURED BY THE FDIC. Please refer to Personal Deposit Account Agreement for details. 0.25%. 3 Jumbo Fixed rates above are based upon a loan amount of $548,251 for a 1 unit, primary residence, purchase or rate and term with a loan to value of 75% or less and FICO Score 740 or greater for a 60 day rate lock period. We have remained independent since we opened in 1869, serving our customers and not shareholders, and making decisions locally. You can easily withdraw your funds early but may be subject to early withdrawal fee 1. Interest Rate. You can rest easy knowing every dollar on deposit is insured in full. $7. All you do is maintain the account for 90 days, open a No Hidden Fees Business Checking Account, get a Business Debit Mastercard® and Business Online Banking, and then you will earn the bonus! Rates may vary based on other scenarios. There is no minimum opening deposit. ; Enter your info: Provide your first and last name, address, phone, email and social security number; Select your term whether it be a 1-month, 10-month, up to a 60-month term, etc. A penalty may be imposed for early withdrawal from a certificate of deposit (CD) account. Some CD rates are also available for Individual Retirement Account (IRA's) with a minimum balance of $1,000.00. The maximum account balance to receive the 0.25% APY is $5,000,000. Fees may reduce earnings. Minimum daily balance is required to earn Annual Percentage Yield (APY). Therefore, when you upgrade to East Cambridge, you can be confident that you're getting a great rate; for both deposits and loans. Daily balance of $.01 to $39,999.99 receives interest rate and APY of 0.01%. They've got hours that work well with a 9 to 5 schedule. Please call for a Truth in Savings. ... East Cambridge Savings Bank. Whether you're building up your savings or building a new life, Middlesex Savings Bank is right there with you to provide relevant banking products and services. 2021 Contribution Limits: $6,000 ($7,000 if you're age 50 or older) or; your taxable compensation for the year, if your compensation was less than this dollar limit. Payments are $4.15 per $1,000 borrowed. Interest Rate Annual Percentage Yield Minimum Balance to Open; CD Fixed Rate 1 month: 0.01: 0.01: $1,000: CD Fixed Rate 3 month: 0.01: 0.01: $1,000: CD Fixed Rate 6 month: 0.01: 0.01: $1,000: CD Fixed Rate 12 month: 0.05: 0.05: $1,000: CD Fixed Rate 24 month: 0.10: 0.10: $1,000: CD Fixed Rate 36 month: 0.12: 0.12: $1,000: CD Fixed Rate 60 month: 0.20: 0.20: $1,000: CD Variable Rate 31-month or longer term Each third party may have a privacy policy that differs from the Bank. East Boston Savings Bank offers a few excellent IRA CD rates. East Boston Savings Bank offers a few excellent IRA CD rates. Whether you are saving for retirement, a special vacation, your next car, or simply for a rainy day, we have a variety of custom-designed accounts to help you get that nest egg growing and put you on the path to savings success. The Savings Bank provides personal banking and business banking services at our branch locations in Wakefield, Lynnfield, North Reading, Andover and Methuen, and through online and mobile banking. I’ll go over Cambridge Savings Bank offers below. $10,000 in money not previously on deposit with Eastern Bank: $0. 292 Cambridge Street. There is no minimum deposit to open checking, money market, cash management, or savings accounts in a banking office. 5 reviews of Cambridge Savings Bank "They've got competeitive rates on Savings accounts and CD's. The rate is fixed for the term of the certificate. If your balance is between $10,000 - $29,999.99, the interest rate is 0.15% and the APY is 0.15%.